Lenders

KB logo spot whl

kiwibank.co.nz

Contact us
Call Free: 0800 272 278

TSB ban logo

www.tsbbank.co.nz

Call Free: 0800 231 232

Westpack logo

www.westpac.co.nz

Call Free: 0800 177 277

SBS bank logo

www.sbsbank.co.nz

Call Free: 0800 727 2265

Co operative bank

www.co-operativebank.co.nz

Call free: 0800 134 034

nzcu baywide employees

www.fpfcu.co.nz

Call: 09 579 0448

NBS logo

www.nbs.co.nz

Email: nelson@nbs.co.nz
Call Free: 0800 101 700

nzcu baywide

nzcubaywide.co.nz

Email: enquiries@nzcubaywide.co.nz
Call Free: 0800 BAYWIDE

Participating lenders credit criteria

Whilst Housing New Zealand sets the eligibility criteria, it is the lender that assesses Welcome Home Loan applications, and makes their lending decision.
In addition to meeting the governments eligibility for a Welcome Home loan, you will also need to meet the lending criteria of your preferred lender before your loan can be made.

All banks and credit unions have slightly different lending criteria but they will include your financial ability to repay the loan, your financial circumstances, your credit history and the way you’ve conducted your bank accounts in the past.